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How to establish credit

October 24, 2016, 1:36am

Life is harder without credit. Basic necessities, like utilities and cell phones, become more expensive. Same with renting an apartment or buying a car. And good luck buying a house without credit. But how do you establish credit if you don’t have any to begin with? Credit-builder loans are a low-cost way to start. Neko White walks us through the process.