Hint: It’s not because you’re dumb, lazy or naïve.
From rinsing out used paper towels to dumpster diving for a new couch, here are the sometimes embarrassing—and always clever—ways we avoid spending even a penny more than absolutely necessary.
*Assuming you're debt-free, really good at investing, and don't mind living like a monk.
Moving in with the people who made you is actually great if you're not a big human baby about it.
It's possible to have a fulfilling, financially stable life that doesn't involve home ownership, but you better be prepared to learn a lot about investing.
It doesn't have to be terrible. (But it probably will be.)